01 February 2011 ~ 0 Comments

7 Key Tips on How to Structure the Best Mortgage Terms for Seller/Owner Financing

7 Key Tips on How to Structure the Best Mortgage Terms for Seller/Owner Financing document.body.offsetHeight ? document.body.scrollHeight : document.body.offsetHeight + ‘px’)}*:first-child+html
#TB_window{position:fixed;background:#fff;z-index:99102;color:#000;display:none;border:4px
solid #525252;text-align:left;top:50%;left:50%;overflow-x:hidden;overflow-y:hidden}#TB_window{position:fixed;background:#fff;z-index:99102;color:#000;display:none;border:4px
solid #525252;text-align:left;top:50%;left:50%;overflow-x:hidden;overflow-y:hidden}* html
#TB_window{position:absolute;margin-top:expression(0 – parseInt(this.offsetHeight / 2) + (TBWindowMargin = document.documentElement && document.documentElement.scrollTop || document.body.scrollTop) + ‘px’)}#TB_window
img#TB_Image{display:block;margin:15px
0 0 15px;border-right:1px solid #ccc;border-bottom:1px solid #ccc;border-top:1px solid #666;border-left:1px solid #666}#TB_caption{height:25px;padding:7px
30px 10px 25px;float:left}#TB_closeWindow{height:28px;padding:11px
25px 10px 0;float:right}#TB_closeAjaxWindow{padding:7px
10px 5px 0;margin-bottom:1px;text-align:right;float:right}#TB_closeAjaxWindow
img{vertical-align:middle}#TB_ajaxWindowTitle{float:left;padding:7px
0 5px 10px;margin-bottom:1px;font-weight:bold;font-size:14px}#TB_title{background-color:#e8e8e8;height:27px}#TB_ajaxContent{clear:both;padding:2px
15px 15px 15px;overflow:auto;text-align:left;line-height:1.4em}#TB_ajaxContent.TB_modal{padding:15px}#TB_ajaxContent
p{padding:5px
0px 5px 0px}#TB_load{position:fixed;display:none;height:13px;width:208px;z-index:103;top:50%;left:50%;margin: -6px 0 0 -104px}* html
#TB_load{position:absolute;margin-top:expression(0 – parseInt(this.offsetHeight / 2) + (TBWindowMargin = document.documentElement && document.documentElement.scrollTop || document.body.scrollTop)+’px’)}#TB_HideSelect{z-index:99;position:fixed;top:0;left:0;background-color:#fff;border:none;filter:alpha(opacity=0);-moz-opacity:0;opacity:0;height:100%;width:100%}* html
#TB_HideSelect{position:absolute;height:expression(document.body.scrollHeight > document.body.offsetHeight ? document.body.scrollHeight : document.body.offsetHeight+’px’)}#TB_iframeContent{clear:both;border:none;margin-bottom:-1px;margin-top:1px;_margin-bottom:1px}dl.accordion-menu{margin:0;padding:0;clear:both;width:154px;border:1px
solid #dcdcdc;border-top:none;margin-bottom:15px}dl.accordion-menu dt.a-m-t{margin:0;background:url(http://images.articlesbase.com/sprite_category_menu.png) left top no-repeat;background-position:0px -29px;height:18px;padding:4px
0 0 5px;border-bottom:1px solid #dcdcdc}dl.accordion-menu dt.a-m-t-hover{font-weight:normal;background:url(http://images.articlesbase.com/sprite_category_menu.png) left top no-repeat;background-position:0px -54px}dl.accordion-menu dt.my-links{}dl.accordion-menu dt.my-links
a{display:block;float:left;width:125px;height:18px;padding:4px
0 0 5px;margin-bottom:-22px;position:relative;color:#000;text-decoration:none}dl.accordion-menu dt.my-links a:hover{font-weight:normal;color:#06C}dl.accordion-menu dt.a-m-t-down{}html.accordion-menu-js dt.a-m-t{cursor:pointer;zoom:1}dl.accordion-menu dd.a-m-d{margin:0;padding:0;padding:0}html.accordion-menu-js dd.a-m-d{display:none}html.accordion-menu-js dd.a-m-d-expand{display:block}html.accordion-menu-js dd.a-m-d-before-expand{display:block;position:relative;z-index:-1;opacity:0;height:auto !important;visibility:hidden;overflow:visible}html.accordion-menu-js dt.a-m-t-expand{font-weight:normal;background:url(http://images.articlesbase.com/sprite_category_menu.png) left top no-repeat;background-position:0px -54px}html.accordion-menu-js dd.a-m-d-anim{overflow:hidden;display:block}.bd{background:#f5f8fd}.bd a, .bd
span{text-decoration:none;border:1px
solid #fff;height:18px;padding:2px
0 0 10px;background:url(http://images.articlesbase.com/sprite_category_menu.png) left top no-repeat;background-position:-151px -104px;outline:none;display:block;cursor:pointer}.bd a:hover, .bd span:hover{background:url(http://images.articlesbase.com/sprite_category_menu.png) left top no-repeat;background-position:-151px -124px;;color:#06C}.bd
a.active{background:url(http://images.articlesbase.com/sprite_category_menu.png) left top no-repeat;background-position:-151px -124px;color:#06C}.bc{background:white}.bc a, .bc
span{text-decoration:none;border-bottom:1px solid #dcdcdc;height:18px;padding:4px
0 0 5px;background:url(http://images.articlesbase.com/sprite_category_menu.png) left top no-repeat;background-position:0px -79px;outline:none;display:block;cursor:pointer}.bc a:hover, .bc span:hover{background:none;color:#06C}.bc
a.active{background:none;color:#06C}#facebox
.b{background:url(http://js.articlesbase.com/facebox/b.png)}#facebox
.tl{background:url(http://js.articlesbase.com/facebox/tl.png)}#facebox
.tr{background:url(http://js.articlesbase.com/facebox/tr.png)}#facebox
.bl{background:url(http://js.articlesbase.com/facebox/bl.png)}#facebox
.br{background:url(http://js.articlesbase.com/facebox/br.png)}#facebox{position:absolute;top:0;left:0;z-index:8500;text-align:left}#facebox
.popup{position:relative}#facebox
table{border-collapse:collapse}#facebox
td{border-bottom:0;padding:0}#facebox
.body{padding:10px;background:#fff;width:370px}#facebox
.loading{text-align:center}#facebox
.image{text-align:center}#facebox
img{border:0;margin:0}#facebox
.footer{border-top:1px solid #DDD;padding-top:5px;margin-top:10px;text-align:right}#facebox .tl, #facebox .tr, #facebox .bl, #facebox
.br{height:10px;width:10px;overflow:hidden;padding:0}#facebox_overlay{position:fixed;top:0px;left:0px;height:100%;width:100%}.facebox_hide{z-index:-100}.facebox_overlayBG{background-color:#000;z-index:99}* html
#facebox_overlay{position:absolute;height:expression(document.body.scrollHeight > document.body.offsetHeight ? document.body.scrollHeight : document.body.offsetHeight + ‘px’)}@charset “utf-8″;.qa_foo_bar{display:block}#qa_left_col{float:left;width:646px;padding-bottom:35px}#qa_left_col
.messages{line-height:16px;background:#f7f7f7;padding:10px;font-size:12px;color:#090;border:1px
solid #E3E3E3}.qa_question_title{font-size:18px;color:#333;font-weight:bold;line-height:20px;padding-bottom:10px}.qa_question_box{float:left;width:646px;background:url(http://images.articlesbase.com/qa/question_box_bg.png) repeat-y;margin-bottom:25px}.qa_question_box
.qa_top{float:left;width:646px;background:url(http://images.articlesbase.com/qa/question_box_top.png) top no-repeat}.qa_question_box
.qa_bottom{float:left;width:646px;height:57px;background:url(http://images.articlesbase.com/qa/question_box_bottom.png) no-repeat}.qa_question_box
.qa_avatar{float:left;width:60px;min-height:185px;_height:185px;padding:12px
0 0 10px;background:url(http://images.articlesbase.com/qa/que_bg.png) 0px 115px no-repeat}.qa_question_box
.qa_question_content{float:left;width:536px;padding:22px
15px 15px 15px;position:relative}.qa_question_box .qa_question_content
a.qa_reports{position:absolute;right:9px;top:16px}.qa_question_box .qa_question_content
h1{font-size:14px;font-weight:bold;color:#333;line-height:18px;padding:0
6px 4px 0;overflow:hidden}.qa_question_box
.qa_que_meta{color:#666;font-size:11px;padding:15px
0 12px;display:block;background:url(http://images.articlesbase.com/qa/que_meta_divider.png) repeat-x bottom}.qa_question_box .qa_que_meta
.qa_asked_by{display:inline}.qa_question_box .qa_que_meta
.qa_question_tags{display:inline}.qa_question_box .qa_que_meta
a{color:#2179d2;font-size:11px;text-decoration:none}.qa_question_box .qa_que_meta a:hover{text-decoration:underline}.qa_question_box .qa_que_meta
span{color:#f90;font-size:11px;padding:0
3px}.qa_question_box
.qa_google_ad{width:536px;clear:both;padding-top:12px}.qa_question_box
.qa_social_icons{float:left;padding:22px
0 0 68px;font-size:11px;color:#fff}.qa_question_box .qa_social_icons
a{color:#2179d2;text-decoration:none;font-size:11px;margin:0
2px}.qa_question_box .qa_social_icons
a.email{background:url(http://images.articlesbase.com/qa/social_icons_question.png) 0px 0px no-repeat;padding:1px
0 1px 24px}.qa_question_box .qa_social_icons
a.share{background:url(http://images.articlesbase.com/qa/social_icons_question.png) 0px -20px no-repeat;padding:1px
0 1px 22px}.qa_question_box .qa_social_icons
a.twitter{background:url(http://images.articlesbase.com/qa/social_icons_question.png) 0px -40px no-repeat;padding:1px
0 1px 22px}.qa_question_box .qa_social_icons
a.facebook{background:url(http://images.articlesbase.com/qa/social_icons_question.png) 0px -60px no-repeat;padding:1px
0 1px 22px}.qa_question_box .qa_social_icons a:hover{text-decoration:underline}.qa_question_box
a.qa_answer_it{float:right;text-decoration:none;font-weight:bold;color:#666;font-size:12px;margin:17px
10px 0 0;display:inline;background:url(http://images.articlesbase.com/qa/answer_it_right.png) right no-repeat}.qa_question_box a.qa_answer_it
span{float:left;background:url(http://images.articlesbase.com/qa/answer_it_left.png) left no-repeat;height:21px;padding:6px
20px 0 30px;cursor:pointer}.qa_question_box a.qa_answer_it:hover{text-decoration:underline}.qa_answer_title{padding-bottom:10px}.qa_answer_title
h2{float:left;width:500px;font-size:18px;color:#333;font-weight:bold;line-height:20px;padding-bottom:10px}.qa_answer_title h2
span{color:#06c;font-size:14px;font-weight:normal}.qa_answer_title
.qa_sort_by{float:right;font-size:11px;color:#666;padding-top:7px}.qa_answer_title .qa_sort_by
a{color:#333;text-decoration:none}.qa_answer_title .qa_sort_by a:hover{text-decoration:underline}.qa_answer_title .qa_sort_by
a.active{color:#06c}.qa_answer_title .qa_sort_by
span{color:#ffb400;padding:0
3px}.qa_answer_box{float:left;width:646px;background:#f3f3f3 url(http://images.articlesbase.com/qa/answer_box_top.png) top no-repeat}.qa_answer_box
.qa_bottom{float:left;width:626px;background:url(http://images.articlesbase.com/qa/answer_box_bottom.png) bottom no-repeat;padding:10px
10px 22px 10px}.qa_answer_box
.qa_answer_avatar{float:left;width:46px}.qa_answer_box
.qa_votes{float:left;width:46px;background:url(http://images.articlesbase.com/qa/votes_box_bg.png) repeat-y;margin-top:8px;text-align:center}.qa_answer_box .qa_votes
.qa_top_votes{float:left;width:46px;background:url(http://images.articlesbase.com/qa/votes_box_top.png) top no-repeat}.qa_answer_box .qa_votes
.qa_bottom_votes{float:left;width:46px;background:url(http://images.articlesbase.com/qa/votes_box_bottom.png) bottom no-repeat;padding:5px
0}.qa_answer_box .qa_votes
span{font-size:15px;font-weight:bold;color:#333;display:block;padding:2px
0}.qa_answer_box .qa_votes
p{font-size:11px;color:#4c4c4c;padding:2px
0}.qa_answer_box
.qa_anwser_bubble_big{float:right;width:576px;background:url(http://images.articlesbase.com/qa/ans_bubble_big_bg.png) repeat-y}.qa_answer_box .qa_anwser_bubble_big
.qa_top_bubble_big{float:left;width:576px;background:url(http://images.articlesbase.com/qa/ans_bubble_big_top.png) top no-repeat}.qa_answer_box .qa_anwser_bubble_big
.qa_bottom_bubble_big{float:left;width:576px;background:url(http://images.articlesbase.com/qa/ans_bubble_big_bottom.png) bottom no-repeat}.qa_answer_box .qa_anwser_bubble_big
.qa_answer_content{float:left;width:541px;padding:10px
10px 0px 25px;position:relative}.qa_answer_box .qa_anwser_bubble_big .qa_answer_content
a.qa_reports{position:absolute;right:9px;top:8px}.qa_answer_box .qa_anwser_bubble_big .qa_answer_content
p{font-size:12px;color:#333;line-height:18px;padding-bottom:12px;padding-right:25px;overflow:hidden}.qa_answer_box .qa_anwser_bubble_big .qa_answer_content p
strong{color:#2179d2}.qa_answer_box .qa_anwser_bubble_big .qa_answer_content p a:hover{text-decoration:underline}.qa_answer_box .qa_anwser_bubble_big .qa_answer_content
.qa_more{display:block;font-size:11px}.qa_answer_box .qa_anwser_bubble_big .qa_answer_content .qa_more
a{color:#06c;text-decoration:none}.qa_answer_box .qa_anwser_bubble_big
.qa_answered_by{background:url(http://images.articlesbase.com/qa/que_meta_divider.png) repeat-x top;font-size:11px;color:#666;padding-top:12px}.qa_answer_box .qa_anwser_bubble_big .qa_answered_by
a{font-weight:bold;color:#2179d2;text-decoration:none}.qa_answer_box .qa_anwser_bubble_big .qa_answered_by a:hover{text-decoration:underline}.qa_answer_box .qa_anwser_bubble_big
p.qa_answered{color:#666;font-size:11px;padding:10px
25px 0 0}.qa_answer_box .qa_anwser_bubble_big
.qa_best_ans_comments{float:left;width:576px;margin:11px
0 -11px;position:relative}.qa_answer_box .qa_anwser_bubble_big .qa_best_ans_comments
a.qa_comments{float:right;font-size:11px;color:#4a4a4a;text-decoration:none;margin-right:9px;display:inline;background:url(http://images.articlesbase.com/qa/best_ans_comments_right.png) right -75px no-repeat}.qa_answer_box .qa_anwser_bubble_big .qa_best_ans_comments a.qa_comments
span{float:left;height:20px;padding:5px
10px 0 25px;background:url(http://images.articlesbase.com/qa/best_ans_comments_left.png) 0px -75px no-repeat;cursor:pointer}.qa_answer_box .qa_anwser_bubble_big .qa_best_ans_comments a.qa_comments:hover{background:url(http://images.articlesbase.com/qa/best_ans_comments_right.png) right -50px no-repeat}.qa_answer_box .qa_anwser_bubble_big .qa_best_ans_comments a.qa_comments:hover
span{background:url(http://images.articlesbase.com/qa/best_ans_comments_left.png) 0px -50px no-repeat}.qa_answer_box .qa_anwser_bubble_big .qa_best_ans_comments
a.qa_best_ans{float:right;font-size:11px;color:#4a4a4a;text-decoration:none;margin-right:9px;display:inline;background:url(http://images.articlesbase.com/qa/best_ans_comments_right.png) right -25px no-repeat}.qa_answer_box .qa_anwser_bubble_big .qa_best_ans_comments a.qa_best_ans
span{float:left;height:20px;padding:5px
10px 0 25px;background:url(http://images.articlesbase.com/qa/best_ans_comments_left.png) 0px -25px no-repeat;cursor:pointer}.qa_answer_box .qa_anwser_bubble_big .qa_best_ans_comments a.qa_best_ans:hover{background:url(http://images.articlesbase.com/qa/best_ans_comments_right.png) right 0px no-repeat}.qa_answer_box .qa_anwser_bubble_big .qa_best_ans_comments a.qa_best_ans:hover
span{background:url(http://images.articlesbase.com/qa/best_ans_comments_left.png) 0px 0px no-repeat}.qa_answer_box .qa_anwser_bubble_big .qa_best_ans_comments
a.qa_best_ans_voted{float:right;font-size:11px;color:#4a4a4a;text-decoration:none;margin-right:9px;display:inline;background:url(http://images.articlesbase.com/qa/best_ans_comments_right.png) right 0px no-repeat}.qa_answer_box .qa_anwser_bubble_big .qa_best_ans_comments a.qa_best_ans_voted
span{float:left;height:20px;padding:5px
10px 0 25px;background:url(http://images.articlesbase.com/qa/best_ans_comments_left.png) 0px 0px no-repeat;cursor:pointer}.qa_answer_comnent{float:right;width:566px;margin:27px
0 -12px 0}.qa_answer_comnent
.qa_answer_comment_avatar{float:left;width:45px;background:url(http://images.articlesbase.com/qa/comment_ico.png) 0px 55px no-repeat;min-height:100px;_height:100px}.qa_answer_comnent
.qa_answer_comment{float:right;width:516px;background:url(http://images.articlesbase.com/qa/ans_bubble_sm_bg.png) repeat-y}.qa_answer_comnent
.qa_answer_comment_top{float:left;width:516px;background:url(http://images.articlesbase.com/qa/ans_bubble_sm_top.png) top no-repeat}.qa_answer_comnent
.qa_answer_comment_bottom{float:left;width:516px;background:url(http://images.articlesbase.com/qa/ans_bubble_sm_bottom.png) bottom no-repeat}.qa_answer_comnent
.qa_answer_comment_content{float:left;width:481px;padding:10px
10px 10px 25px;position:relative}.qa_answer_comnent .qa_answer_comment_content
a.qa_reports{position:absolute;right:9px;top:8px}.qa_answer_comnent
.qa_comment_by{color:#666;font-size:11px}.qa_answer_comnent .qa_comment_by
a{color:#2179d2;font-weight:bold;text-decoration:none;font-size:12px}.qa_answer_comnent .qa_comment_by a:hover{text-decoration:underline}.qa_answer_comnent .qa_comment_by
span{font-size:9px;color:#f90;padding:0
2px}.qa_answer_comnent
p{font-size:12px;line-height:18px;color:#333;padding:10px
25px 0 0;overflow:hidden}.qa_answer_comnent div.warning
p{font-size:12px;line-height:18px;color:red;padding:10px
25px 0 0;background-color:#F3F3F3}.qa_answer_comnent
.qa_add_comment_btn{float:right;clear:right}.qa_answer_comnent .qa_add_comment_btn
a.qa_comment_btn{float:right;text-decoration:none;font-weight:bold;color:#666;font-size:12px;margin:17px
0 0 0;display:inline;background:url(http://images.articlesbase.com/qa/answer_it_right.png) right no-repeat}.qa_answer_comnent .qa_add_comment_btn a.qa_comment_btn
span{float:left;background:url(http://images.articlesbase.com/qa/answer_it_left.png) left no-repeat;height:21px;padding:6px
20px 0 30px;cursor:pointer}.qa_answer_comnent .qa_answer_comment_content
textarea.qa_comment_input{width:475px;height:110px;color:#666;font-size:12px;line-height:18px}.qa_google_ad_content{float:left;width:646px;margin:10px
0}.qa_answer_this_que{float:left;width:646px;padding:0}.qa_answer_this_que
h2{font-size:18px;color:#333;line-height:20px;font-weight:bold;padding:0
0 10px}.qa_submit_ans{float:left;width:646px;background:#f3f3f3 url(http://images.articlesbase.com/qa/answer_box_top.png) top no-repeat}.qa_submit_ans
.qa_bottom{float:left;width:626px;background:url(http://images.articlesbase.com/qa/answer_box_bottom.png) bottom no-repeat;padding:10px
10px 14px 10px}.qa_submit_ans
.qa_answer_avatar{float:left;width:46px}.qa_submit_ans
.qa_votes{float:left;width:46px;background:url(http://images.articlesbase.com/qa/votes_box_bg.png) repeat-y;margin-top:8px;text-align:center}.qa_submit_ans .qa_votes
.qa_top_votes{float:left;width:46px;background:url(http://images.articlesbase.com/qa/votes_box_top.png) top no-repeat}.qa_submit_ans .qa_votes
.qa_bottom_votes{float:left;width:46px;background:url(http://images.articlesbase.com/qa/votes_box_bottom.png) bottom no-repeat;padding:5px
0}.qa_submit_ans .qa_votes
span{font-size:15px;font-weight:bold;color:#333;display:block;padding:2px
0}.qa_submit_ans .qa_votes
p{font-size:11px;color:#4c4c4c;padding:2px
0}.qa_submit_ans
.qa_anwser_bubble_big{float:right;width:576px;background:url(http://images.articlesbase.com/qa/ans_bubble_big_bg.png) repeat-y}.qa_submit_ans .qa_anwser_bubble_big
.qa_top_bubble_big{float:left;width:576px;background:url(http://images.articlesbase.com/qa/ans_bubble_big_top.png) top no-repeat}.qa_submit_ans .qa_anwser_bubble_big
.qa_bottom_bubble_big{float:left;width:576px;background:url(http://images.articlesbase.com/qa/ans_bubble_big_bottom.png) bottom no-repeat}.qa_submit_ans .qa_anwser_bubble_big
.qa_answer_content{float:left;width:541px;padding:10px
10px 10px 25px}.qa_submit_ans
textarea.qa_ans_input{width:535px;height:110px;color:#666;font-size:12px;line-height:18px}.qa_submit_ans
.qa_submit_ans_btn{float:right;clear:right}.qa_submit_ans
a.qa_ans_btn{background:url(“http://images.articlesbase.com/qa/answer_it_right.png”) no-repeat scroll right center transparent;display:inline;float:right;line-height:18px;margin:9px
0 0 0;text-decoration:none}.qa_submit_ans a.qa_ans_btn
span{background:url(“http://images.articlesbase.com/qa/answer_it_left.png”) no-repeat scroll left center transparent;color:#666;font-size:12px;font-weight:bold;cursor:pointer;float:left;height:27px;padding:8px
10px 0 30px}.qa_grey_box{float:left;width:646px;background:#f3f3f3 url(http://images.articlesbase.com/qa/answer_box_top.png) top no-repeat;margin-top:25px}.qa_grey_box
.qa_bottom{float:left;width:626px;background:url(http://images.articlesbase.com/qa/answer_box_bottom.png) bottom no-repeat;padding:10px
10px 14px 10px}.qa_grey_box
p{padding:5px
5px 0px 5px;font-size:12px;line-height:18px;color:#333}.qa_grey_box p
a{color:#06c;text-decoration:none}.qa_grey_box p a:hover{text-decoration:underline}.qa_related_articles{float:left;width:646px;padding:15px
0 0 0}.qa_related_articles
h2{font-size:18px;color:#333;line-height:20px;font-weight:bold;padding:5px
0 10px;border-bottom:1px solid #ccc}.qa_article_row{float:left;width:646px;border-bottom:1px solid #ccc}.qa_article_row
.qa_title{float:left;width:646px;padding:10px
0}.qa_article_row
h3{color:#06c;font-weight:bold;float:left;width:555px;font-size:13px}.qa_article_row h3
a{color:#06c;font-weight:bold;text-decoration:none}.qa_article_row h3 a:hover{text-decoration:underline}.qa_article_row
.qa_read_article{float:right}.qa_article_row .qa_read_article
a{color:#06c;font-size:11px}.qa_article_row .qa_read_article a:hover{text-decoration:none}.qa_article_row
.qa_article_thumb{border:1px
solid #c0c0c0;padding:2px}.qa_article_row
p{float:left;width:550px;padding-left:10px;line-height:15px;color:#333}.qa_article_row
.qa_article_details{float:left;width:646px;padding:10px
0 15px 0;color:#feb300}.qa_article_row .qa_article_details
span{color:#06c;padding:0
3px}.qa_article_row .qa_article_details
.qa_name{padding-left:0}.qa_article_row .qa_article_details
.qa_nameby{padding-right:0}.qa_article_row .qa_article_details
a{color:#06c;text-decoration:none;padding:0
3px}.qa_article_row .qa_article_details a:hover{text-decoration:underline}.qa_article_row .qa_article_details
code{color:#000;padding:0
3px;font-weight:normal;font-family:Verdana,Geneva,sans-serif;color:#333}.qa_ask_question_top
h2{background:url(“http://images.articlesbase.com/title_left_bg.gif”) no-repeat scroll left top transparent;float:left;font-size:12px;font-weight:bold;margin:12px
0 0 -4px;padding-left:12px;position:relative;height:30px}.qa_ask_question_top h2
span{background:url(“http://images.articlesbase.com/title_right_bg.gif”) no-repeat scroll right top transparent;color:#333;float:right;padding:10px
20px 0 8px;height:20px}.qa_ask_question{float:left;width:646px;background:url(http://images.articlesbase.com/qa/ask_question_bg_repeat.png) repeat-y}.qa_ask_question
.qa_top_sec{float:left;width:646px;height:15px;background:url(http://images.articlesbase.com/qa/ask_question_bg_clean.png) 1px 0px no-repeat}.qa_ask_question .qa_top
h2{font-size:12px;font-weight:bold;color:#474747;padding:10px
15px}.qa_ask_question
.qa_bottom{float:left;width:646px;height:51px;background:url(http://images.articlesbase.com/qa/ask_question_bg_clean.png) bottom no-repeat;padding-left:1px}.qa_ask_question
.qa_ask_question_box{width:646px;float:left}.qa_ask_question .qa_ask_question_box
textarea{width:610px;margin:2px
20px;height:70px;font-size:12px;color:#474747;line-height:18px}.qa_ask_question .qa_bottom div
span{font-size:11px;color:#ff7200;float:left}.qa_ask_question .qa_bottom
div{float:left;padding:10px
15px}.qa_ask_question
a.qa_ask_btn{background:url(“http://images.articlesbase.com/qa/answer_it_right.png”) no-repeat scroll right center transparent;color:#666;display:inline;float:right;font-size:12px;line-height:18px;font-weight:bold;margin:11px
10px 0 0;text-decoration:none}.qa_ask_question a.qa_ask_btn
span{background:url(“http://images.articlesbase.com/qa/answer_it_left.png”) no-repeat scroll left center transparent;cursor:pointer;float:left;height:27px;padding:8px
10px 0 30px}.qa_ask_question
span.callout{display:block;background:url(“http://images.articlesbase.com/qa/ask_question_bg_chup.png”) no-repeat scroll left top transparent;width:25px;height:51px;float:right}#qa_right_col{float:right;width:304px}.qa_right_panel{float:left;width:304px;margin-bottom:20px}.qa_right_panel
.qa_top{float:left;width:304px;height:28px;background:url(http://images.articlesbase.com/qa/right_panel_title_bg.png) no-repeat}.qa_right_panel .qa_top
h2{font-size:12px;color:#474747;font-weight:bold;padding:8px
12px 6px}.qa_right_panel
.qa_right_panel_content{float:left;width:280px;padding:9px
9px 2px 9px;margin:0
2px;display:inline}#qa_ask_que_box_container{float:left;width:304px;margin-bottom:10px;margin-top:10px}#qa_ask_que_box_container
.qa_top{float:left;width:304px;height:28px;background:url(http://images.articlesbase.com/qa/right_panel_title_bg.png) no-repeat}#qa_ask_que_box_container .qa_top
h2{font-size:12px;color:#474747;font-weight:bold;padding:8px
12px 6px}#qa_ask_que_box_container
.qa_right_panel_content{float:left;width:280px;padding:9px;margin:0
2px;display:inline}.qa_ask_a_que{background:#f3f3f3;border:1px
solid #e3e3e3}.qa_ask_a_que
.qa_ask_que_content{float:left;width:280px;background:url(http://images.articlesbase.com/qa/ask_question_box.png) top no-repeat}.qa_ask_a_que .qa_ask_que_content
textarea{background:none;font-size:12px;color:#474747;padding:5px
10px;width:258px;height:75px;margin:5px
0}.qa_ask_a_que .qa_ask_que_content
span{font-size:11px;color:#ff7200;float:left;padding:7px
2px}.qa_ask_a_que
a.qa_ask_btn{background:url(“http://images.articlesbase.com/qa/answer_it_right.png”) no-repeat scroll right center transparent;display:inline;float:right;line-height:18px;margin:8px
0 0 0;text-decoration:none}.qa_ask_a_que a.qa_ask_btn
span{background:url(“http://images.articlesbase.com/qa/answer_it_left.png”) no-repeat scroll left center transparent;color:#666;font-size:12px;font-weight:bold;cursor:pointer;float:left;height:27px;padding:8px
10px 0 30px}.qa_ask_a_que
span.callout{display:block;margin:0;padding:0;background:url(“http://images.articlesbase.com/qa/ask_question_bg_chup.png”) no-repeat scroll 0px -2px transparent;width:25px;height:51px;float:right}.qa_google_ad_right_panel{float:left;margin-bottom:20px;font-size:11px}.qa_google_ad_right_panel
h2{font-size:11px;color:#666;padding-bottom:0px;line-height:16px}.qa_google_ad_right_panel h2
a{text-decoration:underline;color:#333}.qa_google_ad_right_panel
.qa_ad_block{margin-top:15px}.qa_google_ad_right_panel
p{font-size:11px;color:#666;padding-bottom:4px;line-height:16px}.qa_google_ad_right_panel p
a{text-decoration:underline;color:#333}.qa_google_ad_right_panel p a:hover{text-decoration:none}.qa_google_ad_right_panel
h3{font-size:12px;color:#2179d2;line-height:20px}.qa_google_ad_right_panel h3
a{color:#2179d2}.qa_google_ad_right_panel h3 a:hover{text-decoration:none}.qa_google_ad_right_panel
span{color:#060}.qa_google_ad_right_panel span
a{color:#060;text-decoration:none}.qa_google_ad_right_panel span a:hover{text-decoration:underline}.qa_related_que_rp{border:1px
solid #e3e3e3;padding-top:0 !important}.qa_related_que_rp
ul{}.qa_related_que_rp ul
li{background:url(http://images.articlesbase.com/qa/que_meta_divider.png) repeat-x bottom;padding:10px
0}.qa_related_que_rp ul
li.qa_last{background:none}.qa_related_que_rp ul li
h3{font-size:12px;line-height:16px;color:#06c;background:url(http://images.articlesbase.com/qa/icon_que.png) left top no-repeat;padding:0
0 0 27px;min-height:20px}.qa_related_que_rp ul li h3
a{font-size:12px;color:#06c;text-decoration:none}.qa_related_que_rp ul li h3 a:hover{text-decoration:underline}.qa_questions_cats{background:#fbfbfb;border:1px
solid #ccc}.qa_questions_cats
ul.left{width:135px;float:left}.qa_questions_cats
ul.right{width:135px;float:right}.qa_questions_cats ul
li{float:left;width:135px;padding:0
0 4px 5px}.qa_questions_cats ul li
h3{font-size:11px;line-height:16px;color:#06c}.qa_questions_cats ul li h3
a{font-size:11px;color:#06c;text-decoration:none}.qa_questions_cats ul li h3 a:hover{text-decoration:underline}.qa_popular_tags{background:#fbfbfb;border:1px
solid #ccc}.qa_popular_tags
.qa_popular_tags_holder{line-height:22px;text-align:center}.qa_popular_tags .qa_popular_tags_holder
a{text-decoration:none;color:#84bdde;font-size:12px;padding:0
4px}.qa_popular_tags .qa_popular_tags_holder a:hover{text-decoration:underline}.qa_related_vids_holder{background:#fff;border:1px
solid #ccc;padding:0
!important;width:298px !important}.qa_related_vids_holder
.related_vids{width:278px;float:left;padding:10px
10px 10px 10px}.qa_related_vids_holder
.related_vids_details{float:left;width:185px;margin-left:10px}.qa_related_vids_holder .related_vids
.vid_thumb{float:left;width:80px;height:58px;position:relative;border:1px
solid #e0e0df}.qa_related_vids_holder .related_vids .vid_thumb
.play_btn{position:absolute;bottom:4px;right:5px;border:0;width:23px;height:23px;background:url(http://images.articlesbase.com/qa/play.png) no-repeat}*html .qa_related_vids_holder .related_vids .vid_thumb
.play_btn{background:none;filter:progid:DXImageTransform.Microsoft.AlphaImageLoader(src=’images/qa/play.png’), sizingMethod=’image’;cursor:pointer}.qa_related_vids_holder .related_vids_details
h3{font-weight:bold;font-size:12px;line-height:16px;line-height:12px;min-height:44px;overflow:hidden}.qa_related_vids_holder .related_vids_details h3
a{color:#06c;text-decoration:none;font-size:12px;line-height:16px}.qa_related_vids_holder .related_vids_details h3 a:hover{text-decoration:underline}.qa_related_vids_holder .related_vids_details
p{line-height:12px;padding:2px
0 0 0;color:#000}.qa_related_vids_holder
.alt_row{background:#f8f8f8}.qa_tabs_content .yui-content{clear:both}.qa_tabs_content{float:left;width:646px;background:url(http://images.articlesbase.com/qa/tabs_bg.png) repeat-x top}.qa_tabs_content ul.yui-nav{border:none;padding-left:6px}.qa_tabs_content ul.yui-nav
li{background:none;border:1px
solid #c8d9e7;border-bottom:none;margin-right:3px}.qa_tabs_content ul.yui-nav li
a{background:#fff;padding:0;font-weight:bold;padding:5px
10px 6px}.qa_tabs_content ul.yui-nav li.selected
a{background:#e8f0f6;font-weight:bold;color:#06c;padding:5px
10px 7px}.qa_tabs_content ul.yui-nav li a:hover{background:#e8f0f6;font-weight:bold;color:#06c;padding:5px
10px 7px}.qa_featured_ques{}.qa_featured_ques
h1.featured_que{color:#333;font-size:18px;line-height:20px;font-weight:bold;padding:18px
0 10px;clear:both;float:left;width:646px}.qa_featured_ques
.qa_top{float:left;width:646px;background:#e6ecf5 url(http://images.articlesbase.com/qa/featured_question_top.png) top no-repeat}.qa_featured_ques
.qa_bottom{float:left;width:646px;background:url(http://images.articlesbase.com/qa/featured_question_bottom.png) bottom no-repeat}.qa_featured_ques
.qa_featured_ques_bg{float:left;width:626px;padding:10px;background:url(http://images.articlesbase.com/qa/que_bg.png) 0px 12px no-repeat}.qa_featured_ques
.qa_fea_que{float:right;width:592px;background:url(http://images.articlesbase.com/qa/featured_que_bg.png) repeat-y}.qa_featured_ques
.qa_fea_que_top{float:left;width:592px;background:url(http://images.articlesbase.com/qa/featured_que_top.png) top no-repeat}.qa_featured_ques
.qa_fea_que_bottom{float:left;width:547px;background:url(http://images.articlesbase.com/qa/featured_que_bottom.png) bottom no-repeat;padding:15px
15px 15px 30px}.qa_featured_ques
h2{font-size:14px;color:#2179d2;font-weight:bold;padding-bottom:6px;line-height:18px}.qa_featured_ques h2
a{font-size:14px;color:#2179d2;font-weight:bold;text-decoration:none}.qa_featured_ques
p{color:#666;font-size:12px;line-height:18px}.qa_featured_ques p
a{color:#06c;text-decoration:none}.qa_featured_ques a:hover{text-decoration:underline}.qa_featured_ques
.qa_fea_content{float:left;width:545px}.qa_featured_ques .qa_fea_content
img.fea_img{margin:0
10px 10px 0;float:left}.qa_new_ques{}.qa_new_ques
.qa_title{float:left;width:646px}.qa_new_ques .qa_title
h2{color:#333;font-size:18px;line-height:20px;font-weight:bold;padding:18px
0 10px;clear:both;float:left;width:540px}.qa_new_ques
.qa_sort_by{float:right;width:98px;height:24px;padding-top:15px}.qa_sort_by{position:relative;display:inline-block}div.selectbox_qa-wrapper{position:absolute;background-color:white;border:1px
solid #ccc;margin:0px;margin-top:0px;padding:0px;font-size:0.8em;text-align:left;overflow:auto;overflow-x:hidden;left:0px;top:39px;width:120px !important}div.selectbox_qa-wrapper
ul{list-style-type:none;margin:0px;padding:0px;font-size:11px;font-family:Verdana,Geneva,sans-serif}div.selectbox_qa-wrapper ul
li.selected{background-color:#316ac5;color:#fff}div.selectbox_qa-wrapper ul
li.current{background-color:#316ac5;color:#fff}div.selectbox_qa-wrapper ul
li{list-style-type:none;display:block;margin:0;padding:2px;cursor:pointer;background:none;font-size:11px}label{display:block}.selectbox_qa{padding-left:2px;font-family:Verdana,Geneva,Arial,Helvetica,sans-serif;font-size:11px;width:88px;height:16px;padding:4px
0 5px 10px;display:block;text-align:left;background:url(http://images.articlesbase.com/qa/sort_by_bg.png) right no-repeat;cursor:pointer;color:#333}.qa_questions_main_box{float:left;width:646px;background:#f3f3f3 url(http://images.articlesbase.com/qa/new_questions_top.png) top no-repeat}.qa_questions_main_box
.qa_questions_main_box_bottom{float:left;width:618px;padding:14px;background:url(http://images.articlesbase.com/qa/new_questions_bottom.png) bottom no-repeat}.qa_new_question_box{float:left;width:618px;background:url(http://images.articlesbase.com/qa/new_question_box_bg.png) repeat-y;margin-bottom:8px}.qa_new_question_box
.qa_new_question_box_top{float:left;width:618px;background:url(http://images.articlesbase.com/qa/new_question_box_top.png) top no-repeat}.qa_new_question_box
.qa_new_question_box_bottom{float:left;width:608px;padding:5px;background:url(http://images.articlesbase.com/qa/new_question_box_bottom.png) bottom no-repeat}.qa_new_question_box
.qa_avatar{float:left}.qa_new_question_box .qa_avatar
img{float:left;width:45px;height:45px;overflow:hidden}.qa_new_question_box
.qa_new_question_content{float:left;width:400px;padding:0px
10px 5px;overflow:hidden}.qa_new_question_box
h3{color:#2179d2;font-size:12px;font-weight:bold;padding-bottom:2px}.qa_new_question_box h3
a{color:#2179d2;font-size:12px;font-weight:bold;text-decoration:none;line-height:16px}.qa_new_question_box h3 a:hover{text-decoration:underline}.qa_new_question_box
.qa_meta{padding:5px
0;font-size:11px;color:#666}.qa_new_question_box .qa_meta
a{color:#2179d2;text-decoration:none}.qa_new_question_box .qa_meta a:hover{text-decoration:underline}.qa_new_question_box .qa_meta
span{color:#f90}.qa_new_question_box
a.qa_answer_it{float:right;text-decoration:none;color:#2179d2;line-height:18px;font-size:12px;margin:15px
15px 0 0;display:inline;background:url(http://images.articlesbase.com/qa/answer_it_btn_right.png) right no-repeat}.qa_new_question_box a.qa_answer_it
span{float:left;height:27px;padding:0
20px 0 8px;cursor:pointer;background:url(http://images.articlesbase.com/qa/answer_it_btn_left.png) left no-repeat}.qa_new_question_box a.qa_answer_it:hover{text-decoration:underline}a.qa_show_more{float:right;font-size:11px;color:#2179d2;text-decoration:none}a.qa_show_more:hover{text-decoration:underline}.qa_new_question_content
p{color:#666;font-size:12px;line-height:18px}.qa_new_question_content p
strong{color:#06c}.qa_new_question_content p
a{font-size:11px;color:#06c;text-decoration:none}.qa_new_question_content p a:hover{text-decoration:underline}.qa_unanswered_box{float:left;width:618px;margin-bottom:8px;background:url(http://images.articlesbase.com/qa/unanswered_que_bg.png) repeat-y}.qa_unanswered_box
.qa_unanswered_box_top{float:left;width:618px;background:url(http://images.articlesbase.com/qa/unanswered_que_top.png) top no-repeat}.qa_unanswered_box
.qa_unanswered_box_bottom{float:left;width:608px;padding:5px;background:url(http://images.articlesbase.com/qa/unanswered_que_bottom.png) bottom no-repeat}.qa_unanswered_box
.qa_new_question_content{float:left;width:405px;padding:5px
10px 5px 45px}.qa_unanswered_box
h3{color:#2179d2;font-size:12px;font-weight:bold}.qa_unanswered_box h3
a{color:#2179d2;font-size:12px;font-weight:bold;text-decoration:none;line-height:18px}.qa_unanswered_box h3 a:hover{text-decoration:underline}.qa_unanswered_box
.qa_meta{padding:5px
0;font-size:11px;color:#666}.qa_unanswered_box .qa_meta
a{color:#2179d2;text-decoration:none}.qa_unanswered_box .qa_meta a:hover{text-decoration:underline}.qa_unanswered_box .qa_meta
span{color:#f90}.qa_unanswered_box
a.qa_answer_it{float:right;text-decoration:none;color:#2179d2;line-height:18px;font-size:12px;margin:15px
15px 0 0;display:inline;background:url(http://images.articlesbase.com/qa/answer_it_btn_right.png) right no-repeat}.qa_unanswered_box a.qa_answer_it
span{float:left;height:27px;padding:0
20px 0 8px;cursor:pointer;background:url(http://images.articlesbase.com/qa/answer_it_btn_left.png) left no-repeat}.qa_unanswered_box a.qa_answer_it:hover{text-decoration:underline}.qa_top_ans_holder{background:#fff;border:1px
solid #ccc;padding:0
!important;width:298px !important}.qa_top_ans_holder
.qa_top_ans{width:278px;float:left;padding:10px
10px 10px 10px}.qa_top_ans_holder
.qa_avatar_top_ans{float:left}.qa_top_ans_holder .qa_avatar_top_ans
span{float:left;background:#d3dded;font-size:18px;font-weight:bold;color:#fff;width:35px;height:32px;text-align:center;line-height:28px}.qa_top_ans_holder .qa_avatar_top_ans
img{float:left}.qa_top_ans_holder
.qa_top_ans_content{float:left;width:195px;padding-left:12px}.qa_top_ans_holder .qa_top_ans_content
h3{font-size:11px;font-weight:bold;color:#2179d2}.qa_top_ans_holder .qa_top_ans_content h3
a{font-size:11px;font-weight:bold;color:#2179d2;text-decoration:none;line-height:16px}.qa_top_ans_holder .qa_top_ans_content h3 a:hover{text-decoration:underline}.qa_top_ans_holder .qa_top_ans_content
p{color:333}.qa_top_ans_holder .qa_top_ans_content p
a{color:333}.qa_top_ans_holder .qa_top_ans_content p a:hover{color:333;text-decoration:none}.qa_top_ans_holder
.alt_row{background:#f8f8f8}.qa_articles_resources_holder{background:#fff;border:1px
solid #ccc;padding:0
!important;width:298px !important}.qa_articles_resources_holder
ul.qa_articles_resources{clear:both;background:url(http://images.articlesbase.com/qa/articles_resources_bg.png) 0px 0px repeat-y;width:298px;margin-top:1px}.qa_articles_resources_holder ul.qa_articles_resources
li{border-bottom:1px solid #fff}.qa_articles_resources_holder ul.qa_articles_resources li
a{font-family:Arial,Helvetica,sans-serif;text-decoration:none;color:#2179d2;display:block;padding:8px
0 9px 0}.qa_articles_resources_holder ul.qa_articles_resources li a
span{display:block;padding-left:20px;background:url(http://images.articlesbase.com/qa/articles_resources_icon.png) 4px 2px no-repeat}.qa_articles_resources_holder ul.qa_articles_resources li a:hover{background:url(http://images.articlesbase.com/qa/articles_resources_bg_active.png) repeat-y left}.qa_articles_resources_holder ul.qa_articles_resources li a:hover
span{background:url(http://images.articlesbase.com/qa/articles_resources_icon_active.png) 4px 2px no-repeat}.qa_articles_resources_holder ul.qa_articles_resources li
a.active{background:url(http://images.articlesbase.com/qa/articles_resources_bg_active.png) repeat-y left}.qa_articles_resources_holder ul.qa_articles_resources li a.active
span{background:url(http://images.articlesbase.com/qa/articles_resources_icon_active.png) 4px 2px no-repeat}.qa_ask_que_rp{float:left;background:#e7eef7;width:229px;border-bottom:1px solid #cecece}.qa_ask_que_rp
.qa_ask_que_content{float:left;width:221px;background:url(http://images.articlesbase.com/qa/ask_question_box_rp.png) top no-repeat;margin:5px
4px;display:inline;padding-bottom:0}.qa_ask_que_rp .qa_ask_que_content
textarea{color:#474747;font-size:12px;padding:5px
10px;width:200px;height:80px;margin:5px
0 12px;background:none}.qa_ask_que_rp .qa_ask_que_content
span{float:left;color:#ff6c00;padding-left:5px}.qa_ask_que_rp
a.qa_ask_btn{background:url(“http://images.articlesbase.com/qa/ask_btn_rp_right.png”) no-repeat scroll right center transparent;color:#666;display:inline;float:right;font-size:12px;line-height:18px;font-weight:bold;text-decoration:none;margin-left:4px}.qa_ask_que_rp a.qa_ask_btn
span{background:url(“http://images.articlesbase.com/qa/ask_btn_rp_left.png”) no-repeat scroll left center transparent;color:#666;cursor:pointer;float:left;height:27px;padding:6px
20px 0 30px}.qa_ask_que_rp
span.callout_small_home{display:block;background:url(“http://images.articlesbase.com/qa/ask_question_box_rp_chup.png”) no-repeat scroll left top transparent;width:11px;height:27px;float:right;margin-top: -8px}.qa_section_title{background:#f3f3f3;float:left;width:213px;padding:8px;border-top:1px solid #fff}.qa_section_title
h2{float:left;font-size:12px;font-weight:bold;color:#474747}.qa_section_title
a{float:right;color:#06c;text-decoration:none}.qa_section_title a:hover{text-decoration:underline}.qa_recent_que_rp{padding-top:0 !important}.qa_recent_que_rp
ul{float:left;padding:0
10px;border-bottom:1px solid #d5d5d5}.qa_recent_que_rp ul
li{background:url(http://images.articlesbase.com/qa/que_meta_divider.png) repeat-x bottom;padding:8px
0;float:left;width:209px;overflow:hidden}.qa_recent_que_rp ul
li.qa_last{background:none}.qa_recent_que_rp ul li
h3{font-size:11px;line-height:16px;color:#06c;background:url(http://images.articlesbase.com/qa/icon_que.png) left top no-repeat;padding:0
0 4px 27px;clear:both;width:178px;float:left}.qa_recent_que_rp ul li h3
a{font-size:11px;color:#06c;text-decoration:none}.qa_recent_que_rp ul li h3 a:hover{text-decoration:underline}.qa_recent_que_rp ul li
p{font-size:11px;color:#666;padding:2px
0 8px 3px;clear:both;width:205px;float:left}.qa_recent_que_rp ul li p a, .qa_recent_que_rp ul li p
strong{color:#06c;font-size:11px;text-decoration:none}.qa_recent_que_rp ul li p a:hover{text-decoration:underline}.qa_goto_qa{float:left;width:226px;height:26px;background:url(http://images.articlesbase.com/qa/goto_qa_btn.png) no-repeat;padding:5px
0 0 15px;margin-top:-1px;text-align:center;color:#2179d2}.qa_goto_qa
a{color:#2179d2;font-size:11px;text-decoration:none}.qa_goto_qa a:hover{text-decoration:underline}.qa_ask_que_wide_box_container{background:#f3f3f3;height:126px}.qa_ask_que_wide_box{width:448px;background:#f3f3f3 url(http://images.articlesbase.com/qa/ask_question_box_wide.png) center 10px no-repeat;height:120px}.qa_ask_que_wide_box
textarea{color:#474747;width:423px !important;padding:15px;margin:10px;font-size:12px;height:63px !important;margin-top:13px;margin-bottom:0}.qa_ask_que_wide_box_container
span{float:left;color:#ff7200;padding:10px
0 0 10px}.qa_ask_que_wide_box_container
input.ask_btn{float:right;width:101px;height:27px;background:url(http://images.articlesbase.com/qa/ask_btn_wide.png) no-repeat;margin:10px
10px 0 0;display:inline;line-height:15px;color:#666;font-weight:bold;font-size:12px;cursor:pointer}.box_title_left{color:#474747;font-size:12px;font-weight:bold}.ask_bottom{clear:both;background:url(http://images.articlesbase.com/signup_bottom.gif) bottom no-repeat;padding-bottom:1px}.ask_container{clear:both;border:1px
solid #ccc;border-bottom:none}.ask_container
.ask_title{background:#f7f7f7;padding:10px;font-size:12px;color:#333}.ask_bottom
.warnings{line-height:16px;background:#f7f7f7;padding:10px
10px 10px 10px;font-size:12px}.ask_bottom .warnings
p{color:#ff0101;padding:5px
10px}.ask_functions{background:#f7f7f7;clear:both;padding:10px
0 7px 0}.ask_functions
.req{float:left;padding-left:50px;color:#797979;line-height:22px}.ask_functions .req
span{color:#ff0101}.ask_functions
.ask_buttons{float:right;width:445px}.ask_functions
a.publish_question{background:url(“http://images.articlesbase.com/qa/answer_it_right.png”) no-repeat scroll right center transparent;color:#666;display:inline;float:right;font-size:12px;font-weight:bold;margin:17px
10px 0 0;text-decoration:none}.ask_functions a.publish_question
span{background:url(“http://images.articlesbase.com//qa/answer_it_left.png”) no-repeat scroll left center transparent;cursor:pointer;float:left;height:21px;padding:6px
20px 0 30px}.view_edit_table_empty{border-collapse:collapse;float:left}.view_edit_table_empty, .view_edit_table
th{border:1px
solid #ccc}.view_edit_table_empty td
div{position:relative;top:3px}#qa_answer_form
.warnings{background:none repeat scroll 0 0 #FFF;font-size:12px;line-height:16px;padding:10px
10px 10px 0;color:red}.qa_select_box_holder{display:inline;float:left}.qa_submit_ans_penname_dd{float:right;margin:20px
20px 0 20px}.qa_submit_ans_penname_dd
.dd_box{margin-left:5px;float:left}.qa_submit_comment_penname_dd{float:right;margin:20px
20px 0 20px}.qa_submit_comment_penname_dd
.dd_box{margin-left:5px;float:left}.qa_submit_ans_btn_loader{float:right;height:50px;padding-top:18px;padding-right:10px;width:10px}.qa_add_comment_btn_loader{float:right;height:50px;padding-top:18px;padding-right:10px;width:10px}.qa_questions_main_box
.paging{width:100%}.qa_report_question{height:365px;margin-top:20px;padding:5px;width:500px}.qa_report_question
label{font-weight:bold;font-size:13px;margin:4px}.report_loader{float:left;padding:5px
0 0 5px}.report_loader
img{float:left}.qa_report_question
.report_subject{border:1px
solid #EEE;height:100px;margin-top:5px;padding:5px}.qa_report_question .qa_report_content
.select{border:1px
solid #ccc;padding:5px;width:100%}.qa_report_question .qa_report_content
textarea{border:1px
solid #ccc;width:100%}.qa_submit_report_btn{float:right;clear:right}.qa_submit_report_btn
input{width:180px;height:27px;padding-left:25px;padding-bottom:2px;background:url(http://images.articlesbase.com/qa/submit_ans_btm.png) no-repeat;margin-top:12px;color:#666;font-weight:bold;font-size:12px;line-height:13px;text-align:left;cursor:pointer}.qa_report_question_block
.messages{line-height:16px;padding:10px
10px 10px 10px;font-size:12px;color:#090}.qa_report_question_block .messages
strong{font-weight:bold}.qa_report_question_block
.warnings{background:none repeat scroll 0 0 #FFF;font-size:12px;line-height:16px;padding:10px
10px 10px 0;color:red}.captcha_block{float:right;margin-top:10px}.captcha_block
img{float:left}.captcha_block
label{float:left}.captcha_block
input{float:left;border:1px
solid #ccc;padding:5px;width:140px}.qa_asked_questions{padding:20px;border:1px
solid #ccc;margin-bottom:5px;font-size:12px}.qa_asked_questions
ul{padding:10px
10px 10px 15px}.qa_asked_questions ul
li{list-style:circle}.qa_asked_questions ul li
a{text-decoration:none}.qa_asked_questions ul li a:hover{text-decoration:underline}#qa_right_col{float:right;width:304px}#qa_right_col
p{margin-bottom:10px}#qa_right_col
h2{font-size:14px;font-weight:bold;border-bottom:1px dotted #dddddf;margin-bottom:10px;padding-bottom:3px}#qa_right_col
h3{font-size:11px;color:#1674D1;font-weight:bold}#qa_ask_form
a.qa_answer_it{float:right;text-decoration:none;font-weight:bold;color:#666;font-size:12px;margin:17px
0 0 0;display:inline;background:url(http://images.articlesbase.com/qa/answer_it_right.png) right no-repeat}#qa_ask_form a.qa_answer_it
span{float:left;background:url(http://images.articlesbase.com/qa/answer_it_left.png) left no-repeat;height:21px;padding:6px
20px 0 30px;cursor:pointer}#qa_ask_form a.qa_answer_it:hover{text-decoration:underline}.qa_question_mark{float:left;width:61px;min-height:185px;_height:185px;padding:12px
0 0 0}h1.qa_related_header{border-bottom:1px dotted #dddddf;margin-bottom:10px}p.qa_related_question{font-size:12px;line-height:18px;margin:3px
0}p.qa_related_question
a{text-decoration:none;color:#1573D0;font-weight:bold;padding-left:18px;background:url(http://images.articlesbase.com/qa/bullet_arrow.png) left no-repeat}div
.question_required{float:left;display:block;color:#999;font-size:10px;margin:3px
2px 0 59px}div
.remaining_characters{float:right;display:block;color:#FF7200;font-size:10px;margin:3px
2px 0 auto}textarea.qa_question_textarea{width:550px;height:100px;color:#666;font-size:12px;line-height:18px;margin:3px
0 6px 16px}.qa_answer_box
.ask_row{width:580px;float:right;padding:6px
5px 6px 0}.qa_answer_box .ask_row
.col_left{float:left;width:100px;padding-left:10px;text-align:left;line-height:23px;font-size:12px}.qa_answer_box .ask_row .col_left
label{width:100px}.qa_answer_box .ask_row
.col_right{float:right;width:450px;padding-left:5px}.qa_answer_box .ask_row
input.txt_box{border:1px
solid #ccc;padding:5px;width:433px;font-size:12px;border-radius:4px}.qa_answer_box .ask_row
select.txt_box{border:1px
solid #ccc;padding:5px;width:444px;font-size:12px;border-radius:4px}div.qa_required_hint{float:left;width:300px;margin-top:5px}span.required{color:red}.qa_bottom
#qa_ask_form{margin-top:10px;border-top:1px dotted #dddddf}.qa_bottom #qa_ask_form
a.qa_answer_it{float:right;text-decoration:none;font-weight:bold;color:#666;font-size:12px;margin:5px
10px 0 0;display:inline;background:url(http://images.articlesbase.com/qa/answer_it_right.png) right no-repeat}.qa_bottom
#qa_related_questions{float:left;width:646px;height:27px;background:url(http://images.articlesbase.com/qa/question_box_bottom_small.png) no-repeat}.qa_question_content
#qa_ask_form{float:left;width:526px;padding:22px
15px 15px 20px;position:relative}.qa_how_to_ask{border:none}.qa_how_to_ask
.qa_title{float:left;width:330px}.qa_how_to_ask .qa_title
h2{color:#333;font-size:18px;line-height:20px;font-weight:bold;padding:0
0 10px 0;clear:both;float:left;width:304px}#qa_right_col .qa_how_to_ask
.qa_howto_main_box{margin-bottom:15px}#qa_right_col .qa_how_to_ask .qa_howto_main_box
h3.qa_howto{border-right:1px solid #ccc;border-left:1px solid #ccc;font-size:11px;font-weight:bold;color:#0F71CC;padding:5px
5px 7px 19px;background:url(‘http://images.articlesbase.com/ok_icon.png’) 4px 7px no-repeat;clear:both}#qa_right_col .qa_how_to_ask .qa_howto_main_box
p.qa_howto{border-right:1px solid #ccc;border-left:1px solid #ccc;padding:5px;margin:0}#qa_right_col .qa_how_to_ask .qa_howto_main_box
p.white{background-color:#fff}#qa_right_col .qa_how_to_ask .qa_howto_main_box
h3.white{background-color:#fff}#qa_right_col .qa_how_to_ask .qa_howto_main_box
p.grey{background-color:#f6f6f6}#qa_right_col .qa_how_to_ask .qa_howto_main_box
h3.grey{background-color:#f6f6f6}#qa_right_col .qa_how_to_ask .qa_howto_main_box
.qa_howto_top{background:url(‘http://images.articlesbase.com/qa/bqbox_top.png’) no-repeat;clear:both;margin-bottom:-8px}#qa_right_col .qa_how_to_ask .qa_howto_main_box
.qa_howto_bottom{background:url(‘http://images.articlesbase.com/qa/bqbox_bottom.png’) no-repeat;clear:both}.qa_article_section_title{background:#e0e7f2;float:left;width:282px;padding:8px;margin:-10px 0 0 2px;border-left:1px solid #d5d5d5;border-right:1px solid #d5d5d5}.qa_article_section_title
h2{float:left;font-size:12px;font-weight:bold;color:#474747}.qa_article_section_title
a{float:right;color:#06c;text-decoration:none}.qa_article_section_title a:hover{text-decoration:underline}.qa_article_rp{padding-top:0 !important;margin:-2px auto auto 2px}.qa_article_rp
ul{width:278px;float:left;padding:0
10px;border:1px
solid #d5d5d5;margin:0}.qa_article_rp ul
li{background:url(http://images.articlesbase.com/qa/que_meta_divider.png) repeat-x bottom;padding:8px
0;float:left;width:276px;overflow:hidden}.qa_article_rp ul
li.qa_last{background:none}.qa_article_rp ul li
h3{font-size:11px;line-height:16px;color:#06c;background:url(http://images.articlesbase.com/qa/icon_que.png) left top no-repeat;padding:0
0 4px 27px;clear:both;width:250px;float:left}.qa_article_rp ul li h3
a{font-size:11px;color:#06c;text-decoration:none}.qa_article_rp ul li h3 a:hover{text-decoration:underline}.qa_article_rp ul li
p{font-size:11px;color:#666;padding:2px
0 8px 3px;clear:both;width:284px;float:left}.qa_article_rp ul li p a, .qa_article_rp ul li p
strong{color:#06c;font-size:11px;text-decoration:none}.qa_article_rp ul li p a:hover{text-decoration:underline}.qa_goto_qa_article{float:left;width:288px;height:31px;background:url(http://images.articlesbase.com/qa/goto_qa_btn_big.png) 2px 0 no-repeat;padding:5px
0 0 15px;margin-top:-1px;text-align:center;color:#2179d2}.qa_goto_qa_article
a{color:#2179d2;font-size:11px;text-decoration:none}.qa_goto_qa_article a:hover{text-decoration:underline}.qa_goto_qa_article_empty{float:left;width:288px;height:11px;background:url(http://images.articlesbase.com/qa/goto_qa_btn_big_short.png) 2px 0 no-repeat;padding:5px
0 0 15px;margin-top:-1px;text-align:center;color:#2179d2}.qa_article_question_box{float:left;width:794px;padding:0
0 5px 0;margin-top:15px;display:block;background-color:#E7EEF7}.qa_article_question_box
#qa_container{float:left;height:190px;margin-left:9px}.qa_article_question_box
.qa_top{float:left;width:794px;height:28px;background:url(http://images.articlesbase.com/qa/qa_form_title_bg.gif) no-repeat}.qa_article_question_box .qa_top
h2{font-size:12px;color:#474747;font-weight:bold;padding:8px
12px 6px}.qa_article_question_box #qa_container
.qa_right_panel_content{float:left;width:320px;padding:9px;margin:0
2px;display:inline}.qa_article_question_box
.qa_article_related{display:block;padding-top:0 !important;margin:35px
auto auto 2px}.qa_article_question_box .qa_article_related
ul{background-color:#fff;width:398px;float:right;padding:0
10px;margin:0
11px 0 0}.qa_article_question_box .qa_article_related ul
li{background:url(http://images.articlesbase.com/qa/que_meta_divider.png) repeat-x bottom;padding:8px
0;float:left;width:400px;overflow:hidden}.qa_article_question_box .qa_article_related ul
li.qa_last{background:none}.qa_article_question_box .qa_article_related ul li
h3{font-size:11px;line-height:16px;color:#06c;background:url(http://images.articlesbase.com/qa/icon_que.png) left top no-repeat;padding:0
0 4px 27px;clear:both;width:370px;float:left}.qa_article_question_box .qa_article_related ul li h3
a{font-size:11px;color:#06c;text-decoration:none}.qa_article_question_box .qa_article_related ul li h3 a:hover{text-decoration:underline}.qa_article_question_box .qa_article_related ul li
p{font-size:11px;color:#666;padding:2px
0 8px 3px;clear:both;width:284px;float:left}.qa_article_question_box .qa_article_related ul li p a, .qa_article_question_box .qa_article_related ul li p
strong{color:#06c;font-size:11px;text-decoration:none}.qa_article_question_box .qa_article_related ul li p a:hover{text-decoration:underline}.qa_article_question_box
.qa_ask_form{background:#f3f3f3}.qa_article_question_box
.qa_ask_form_narrow_top{width:340px;height:8px;margin-top:4px;background:url(http://images.articlesbase.com/qa/sprite_ask_question_box_narrow.png) top no-repeat;background-position:0px 0px}.qa_article_question_box
.qa_ask_form_narrow{float:left;width:340px;padding:10px
12px 0 0;margin:6px
0 0 0;background:url(http://images.articlesbase.com/qa/sprite_background_repeat_y.png) repeat-y;background-position:-778px 0px}.qa_article_question_box .qa_ask_form_narrow
.qa_ask_que_content{float:left;width:340px;height:129px;margin-left:5px;margin-top:5px}.qa_article_question_box .qa_ask_form_narrow
textarea{background:none;font-size:14px;color:#474747;padding:0
10px;width:317px;height:115px;margin:5px
0;overflow-y:auto}.qa_article_question_box
.qa_ask_form_narrow_bottom{float:left;width:340px;height:27px;background:url(http://images.articlesbase.com/qa/sprite_ask_question_box_narrow.png) bottom no-repeat;background-position:0px -10px}.qa_article_question_box .qa_ask_form_narrow_bottom div
span{font-size:11px;color:#ff7200;float:left;padding:7px
2px;margin-top:4px}.qa_article_question_box .qa_ask_form_narrow_bottom
a.qa_ask_btn{background:url(“http://images.articlesbase.com/qa/ask_btn_rp_right.png”) no-repeat scroll right center transparent;color:#666;display:inline;float:right;font-size:12px;line-height:18px;font-weight:bold;text-decoration:none;margin:12px
0 0 4px}.qa_article_question_box .qa_ask_form_narrow_bottom a.qa_ask_btn
span{background:url(“http://images.articlesbase.com/qa/ask_btn_rp_left.png”) no-repeat scroll left center transparent;color:#666;cursor:pointer;float:left;height:27px;padding:6px
20px 0 30px}.qa_article_question_box .qa_ask_form_narrow_bottom
span.callout_small_home{display:block;background:url(“http://images.articlesbase.com/qa/ask_question_box_rp_chup.png”) no-repeat scroll left top transparent;width:16px;height:27px;float:right;margin-top:6px}.qa_article_question_box
.qa_ask_form_wide_top{width:775px;height:8px;margin-top:4px;background:url(http://images.articlesbase.com/qa/sprite_ask_question_box_big.png) top no-repeat;background-position:0px 0px}.qa_article_question_box
.qa_ask_form_wide{float:left;width:764px;height:80px;padding:10px
12px 0 0;margin:6px
0 0 0;background:url(http://images.articlesbase.com/qa/sprite_background_repeat_y.png) repeat-y;background-position:0px 0px}.qa_article_question_box .qa_ask_form_wide
.qa_ask_que_content{float:left;width:775px;height:129px;margin-left:5px;margin-top:5px}.qa_article_question_box .qa_ask_form_wide
textarea{background:none;font-size:14px;color:#474747;padding:0
10px;width:754px;height:75px;margin:5px
0;overflow-y:auto}.qa_article_question_box
.qa_ask_form_wide_bottom{float:left;width:775px;height:27px;background:url(http://images.articlesbase.com/qa/sprite_ask_question_box_big.png) bottom no-repeat;background-position:0px -10px}.qa_article_question_box .qa_ask_form_wide_bottom
span{font-size:11px;color:#ff7200;float:left;padding:7px
2px}.qa_article_question_box .qa_ask_form_wide_bottom
a.qa_ask_btn{background:url(“http://images.articlesbase.com/qa/ask_btn_rp_right.png”) no-repeat scroll right center transparent;color:#666;display:inline;float:right;font-size:12px;line-height:18px;font-weight:bold;text-decoration:none;margin:9px
0 0 4px}.qa_article_question_box .qa_ask_form_wide_bottom a.qa_ask_btn
span{background:url(“http://images.articlesbase.com/qa/ask_btn_rp_left.png”) no-repeat scroll left center transparent;color:#666;cursor:pointer;float:left;height:27px;padding:6px
20px 0 30px}.qa_article_question_box .qa_ask_form_wide_bottom
span.callout_small_home{display:block;background:url(“http://images.articlesbase.com/qa/ask_question_box_rp_chup.png”) no-repeat scroll left top transparent;width:11px;height:27px;float:right;margin-top:2px}]]>C){w.yPosition=C;r(“updated entry: “+b(w),1)}}else{w={url:B,isBackground:y,yPosition:C,isInlined:x.isInlined};D[B]=w;r(“new entry: “+b(w),1)}}function v(z){if(z.tagName){if(z.src){if(z.tagName==”IFRAME”){t(o.list_iframes,z,z.src,false)}else{if(z.tagName==”IMG”||z.tagName==”INPUT”||z.tagName==”TABLE”){t(o.list_images,z,z.src,false)}}}var y=u(z);if(y){t(o.list_images,z,y,true)}var A;if(n){A=z.children}else{A=z.childNodes}for(var x=0;x


Free Online Articles Directory




Why Submit Articles?
Top Authors
Top Articles
FAQ
ABAnswers

Publish Article

Login


Login via


Register
Hello
My Home
Sign Out

Email

Password


Remember me?
Lost Password?

Home Page > Finance > Mortgage > 7 Key Tips on How to Structure the Best Mortgage Terms for Seller/Owner Financing

7 Key Tips on How to Structure the Best Mortgage Terms for Seller/Owner Financing

Edit Article |

Posted: Jan 17, 2011 |Comments: 0
|



Seller Financing/ Owner Financing can provide benefits for both the seller and buyer of real estate, but the seller should be careful to structure the terms of the mortgage to maintain the value of the note. Here are 7 key tips for creating a mortgage note that will maximize the value of the mortgage should you decide to sell it at a later date..

Seller Financing/ Owner Financing can provide benefits for both the seller and buyer of real estate, but the seller should be careful to structure the terms of the note to maintain the value of the note.

For the seller, the best reason for offering seller financing is it allows a much larger pool of eligible buyers for the property. Today there are interested buyers, however many of them do not fit the narrow criteria that would allow them to attain traditional financing. Offering these potential buyers an opportunity to obtain financing privately will dramatically increase the chances of selling the property. Traditionally, seller financing allows the seller to obtain a higher price because of there willingness to extend financing terms to the buyer.

For the buyer, utilizing seller financing means they do not have to pay the points and fees and go through the “red tape” at the bank. Buyers will also consider this because a privately held mortgage does not show up on a credit report or a balance sheet. This allows the buyer to get additional loans that he/she would not be able to obtain through a bank or other lending institution. The bank considers debt to equity ratios and income necessary to repay the loans. Once that threshold is attained, the banks will not lend any further on any other properties.

A common mistake made by sellers when offering seller/owner financing is creating terms that facilitate the sale of the property but result in a mortgage note that does not hold its value should they attempt to sell it. Most people defer to their realtor to make the lending terms, which is great for the sale of the property and the realtor’s commission, but not great for the value of the mortgage.

Jerry D. Remien MBA & CMI, President of Mortgage Buyers Inc., a company specializing in buying seller financed/ owner financed mortgages since 1991, offers the following advice for maximizing the value of a privately held mortgage note, “There are 7 important keys to creating a note that will allow the seller retain as much of their equity as possible and I will go through them in order of importance. Many of these points are adversarial to making the sale, so the ‘art of creating the note’ is to strike a balance between creating terms that will sell the property and terms that will sell the note. The realization of the equity in the property consists of the selling price of the property and the retention of the value of the note in a future sale.”

Seven Keys to Creating a Seller Financed/ Owner Financed Mortgage Note

1/ CREDIT SCORE This is a very important point. You are about to lend a stranger a large sum of money and their credit score is a measure of their past financial performance on their other financial commitments. This is the best indication we have as to how they will pay our note. In addition, depending on the number of commitments, or the total dollar value of their debt, one may want to see a financial statement to see if they have the income and/or the equity necessary to pay the note and still meet their other financial obligations. It is a measure of the potential risk and the terms of the note should be adjusted accordingly to that risk. Common sense dictates that you should see a person’s financial track record prior to lending them money. The best advice is not to lend to anyone with a credit score under 600 with any of the three rating agencies.

2/ DOWN PAYMENT This is the most important point in creating a note. Get at least 10% down in cash, 20-25% is ideal. The equity in the down payment makes it much more difficult for the buyer to stop making payments and get the property taken from them in foreclosure. It is a measure of the buyers’ commitment to the property and the principal source of repayment for the loan. Be certain to document the down payment with the closing title company or attorney. Make a copy of the check whether you close at a title company or on your own. If you do close on your own, deposit the entire amount of the down payment in your bank account as a single deposit. Do not accept the down payment in cash and only record the balance in the Mortgage or Deed of Trust. Provide an auditable trail of the full amount paid including down payment and mortgage note. People attempt this to lower the taxes for the next owner, but it dramatically lowers the purchase price of the note. There is no credit given for a down payment that was actually paid at closing, but not properly documented.

3/ BALLOON DATE The balloon date is a date specified in the note where the balance of the loan is to be paid in full. Balloon payments are an effective means for shortening the duration of the loan and will raise the pricing for the loan as long as it is achievable. Many people create balloon payments based on their personal timeframe and need for the cash. The balloon payment should be set at a time when it is feasible that the loan could be refinanced by the outside lending community. A rule of thumb is to set the balloon date to one third of the amortization duration. For instance, if you have a 360-month amortization, set the balloon for 120 months from the inception of the loan. This will give the balance a chance to decrease and the property value to increase, which gives the lending community a realistic chance to make the loan to your payor. If you want a shorter balloon time period shorten the amortization accordingly.

4/ AMORTIZATION This is the time period it would take for the note to fully pay out and reach a zero balance. Generally, the shorter the amortization period the higher the price for the note. Avoid making an interest only loan. These loans never amortize and require an alternative source of financing to replace them or face foreclosure of the property to repay the equity in the note. In addition, it is best to make the pay periods on a monthly basis rather than quarterly, semi-annually, or annually. Monthly payments are much more widely accepted and easier for the servicing companies to track.

5/ INTEREST RATE A typical seller-financed note should have an interest rate that is 250-300 basis points higher than the banks are currently lending its best qualified customers. For example if the banks are lending at 5.00% to well qualified individuals, seller financed notes should be written at 7.50% to 8.00% or greater. After all, you are not in the lending business and if they do not like the rate, they are welcome to apply at their local bank to see if they can get a loan for less. Real estate sellers make this classic mistake and it can have an enormous impact on the pricing of the note.

6/ PAY HISTORY DOCUMENTATION An actual pay history that can accurately be tracked is very often the difference in getting the loan sold or not. Make photocopies of the checks when they arrive and deposit them in full as a single deposit in your bank account. This will give the buyer of the note the confidence necessary to buy the note. Do not accept cash under any circumstances have them go to the post office and get a postal money order if they do not have checks.

7/ PERSONAL GUARANTEE This is only necessary when the buyer of the property is an organization and not an individual. Have the head of the organization personally guarantee the transaction. This will immediately have a negative impact on the pricing if there is not a personal guarantee. Many buyers attempt to sign as an LLC, Corporation, or Limited Partnership specifically to avoid personally liability.

Remien concludes, “Do your own due diligence, do not rely on other opinions when it comes to your money. Create the terms of your own note. Many people allow their real estate agent or attorney to make the terms and conditions of the financing. Both of these individuals have a vested interest in having the deal closed so they can receive their fees. I hope that these tips will help you create the best note that you can and attain the best balance between selling the property and selling the note. If both are done correctly you will realize the most equity possible out of the transaction.”

For further questions about structuring a mortgage note or service in purchasing or selling your note after it is created, contact Mortgage Buyers, Inc. toll free 800-949-0888. Mortgage Buyers, Inc. has over 20 years of experience as a mortgage note buyer and will be happy to answer any questions you may have.

Retrieved from “http://www.articlesbase.com/mortgage-articles/7-key-tips-on-how-to-structure-the-best-mortgage-terms-for-sellerowner-financing-4054699.html

(ArticlesBase SC #4054699)

Liked this article? Click here to publish it on your website or blog, it’s free and easy!

Tyler Miller -
About the Author:

by: Mortgage Buyers, Inc, a mortgage note buyer for over 20 years.

www.mortgagebuyers1.com

Questions and Answers

Ask our experts your Mortgage related questions here…

Ask

200 Characters left

I am 62 years old ,retired and a home owner with home owners insurane. Can I apply for a reverse mortgage loan or any other debt consolidation loan
I am on the deed as a co-owner, but am not on the mortgage. Can I get a home-equity loan by myself?
If there is a chain of sellers and buyers, and te first one in the chain is unable to come up with the mortgage, who is liable for all the costs?

Rate this Article

1
2
3
4
5

vote(s)
0 vote(s)

Feedback
RSS
Print
Email
Re-Publish

Source:  http://www.articlesbase.com/mortgage-articles/7-key-tips-on-how-to-structure-the-best-mortgage-terms-for-sellerowner-financing-4054699.html

Article Tags:
mortgage note, mortgage terms, structure mortgage terms, seller financing, owner financing, private financing, private mortgage, private mortgage investment, mortgage note buyers, mortgage investment, hard money lending, mortgage buyers

Related Articles

Latest Mortgage Articles

Islamic banking and global financial market: signs of sustainable growth

article basically deal with the current financial growth of Islamic banking in world economy and hoe the prohibition of interest under Islamic Bank contributes to the sustainable growth of financial market.

By:
sabaha khanl
Lawl
Oct 12, 2009
lViews: 262

Five Methods to Obtain a Home Loan Modification Program

Did you know that there are several ways to obtain a home loan modification? Read this article to learn more.

By:
Roger Lowryl

Finance>
Mortgagel
Jan 31, 2011

Make the Right Preparing for your First Home Mortgage

Many people with a fixed budget who would like to own a home will look to get a method of getting it at a simpler method. Mortgage loans always consider being the easiest way to order your own house.

By:
Irone Sanl

Finance>
Mortgagel
Jan 31, 2011

Make sound financial decisions- Browse updated blogs

Are you seeking unbiased investment advice? Do you want to know more about savings? Thankfully, there are guides available online that can help you make well-informed decisions. An insightful guide to financial planning can clear your doubts and eliminate confusion.

By:
Megan McLeanl

Finance>
Mortgagel
Jan 31, 2011

What Is The Right Time Of Mortgage Refinancing Loan?

A mortgage refinance loan is to pay off the present mortgage with a new mortgage loan and that too at a lower interest rate. Many people are aware about this term but they aren’t aware as to where to seek them?

By:
cesarflcnl

Finance>
Mortgagel
Jan 31, 2011

Ever thought of contracting in Ireland?

It’s one of those quaint small towns where the houses are painted different colours. It is surrounded by countryside on three sides and by a sea lough on the other.

By:
itcontractor@live.coml

Finance>
Mortgagel
Jan 31, 2011

Florida Refinance Options – Where To Start

If you are resident of the great city of Florida and in dire need for some refinancing, look no further. Your own Florida based Southpoint Financial Services is here providing you with the much required refinancing solution.

By:
Sally Grimml

Finance>
Mortgagel
Jan 30, 2011

Pensacola Refinance Options

Refinancing is the replacing of the existing mortgage with a de novo loan structure that will have a lower interest rate which is easier to manage. It will be based on the same property as your current loan and the funds that you will be provided with will pay off the current mortgage.

By:
Sally Grimml

Finance>
Mortgagel
Jan 30, 2011

Mortgage Refinance With No Closing Costs – No Closing Cost Refinancing

Closing costs are made of many fees that the lender must pay for the services involved with getting a loan. Closing costs are usually very important because the items involved with a loan are very important to secure a loan.

By:
Shawn Kirbyl

Finance>
Mortgagel
Jan 29, 2011

Add new Comment

Your Name: *

Your Email:

Comment Body: *

 

Verification code:*

* Required fields

Submit

Your Articles Here
It’s Free and easy

Sign Up Today

Author Navigation

My Home
Publish Article
View/Edit Articles
View/Edit Q&A
Edit your Account
Manage Authors
Statistics Page
Personal RSS Builder
My Home
Edit your Account
Update Profile
View/Edit Q&A
Publish Article
Author Box


Tyler Miller has 1 articles online

Contact Author

Subscribe to RSS

Print article

Send to friend

Re-Publish article

Articles Categories
All Categories

Advertising
Arts & Entertainment
Automotive
Beauty
Business
Careers
Computers
Education
Finance
Food and Beverage
Health
Hobbies
Home and Family
Home Improvement
Internet
Law
Marketing
News and Society
Relationships
Self Improvement
Shopping
Spirituality
Sports and Fitness
Technology
Travel
Writing

Finance

Accounting
Banking
Credit
Currency Trading
Day Trading
Debt Consolidation
Insurance
Investing
Loans
Mortgage
Personal Finance
Real Estate
Taxes
Wealth Building

Need Help?
Contact Us
FAQ
Submit Articles
Editorial Guidelines
Blog

Site Links
Recent Articles
Top Authors
Top Articles
Find Articles
Site Map
Mobile Version

Webmasters
RSS Builder
RSS
Link to Us

Business Info
Advertising

Use of this web site constitutes acceptance of the Terms Of Use and Privacy Policy | User published content is licensed under a Creative Commons License.
Copyright © 2005-2011 Free Articles by ArticlesBase.com, All rights reserved.

0){for(var u=0;u0){var B=h.shift();w.parentNode.appendChild(B)}for(var z=0;z
]]>
]]>
]]> 0 && $.browser.msie ) {
var ie_version = parseInt($.browser.version);
if(ie_version

Popularity: 1% [?]

No related posts.

Related posts brought to you by Yet Another Related Posts Plugin.



Leave a Reply