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With the housing market in turmoil after the sub-prime mortgage crisis and the Federal bail-out of Freddie Mac and Fannie Mae, the basic requirements to receive a mortgage have tightened up. According to at least one real estate financier, to get a mortgage these days you”practically have to walk on water”. While this is a [...]
What to Expect During the Paperwork Process Although purchasing your first home is a dream come true for most buyers, it is also very easy to get overwhelmed by the actual buying process. Searching for your home may seem like the difficult part, but it is typically all of the other agencies that get involved [...]
In today’s market banks and mortgage lenders are being extremely cautious about which loans they approve. Real estate values are dropping and foreclosure rates are rising, and many banks are dropping out of the mortgage business all together. Gone are the days when banks could sell their loans on Wall Street, reload, and do it [...]
